Let’s be honest — managing money in a way that pleases Allah can feel confusing. You want to grow your savings, maybe even invest, but the world of finance is filled with riba, risky apps, and questionable advice. That’s where people like Muhammad Lambat come in — not just talking about halal money, but actually living it and making it simple for the rest of us.
Founder of the fast-growing platform @MuslimInvesting, Muhammad’s passion is helping Muslims build wealth the right way — ethically, practically, and in line with Islam. In our sit-down with him, he dropped a wealth of advice, real talk, and encouragement for Muslims trying to take control of their finances.
Muhammad didn’t start out in finance. In fact, his money journey kicked off with hustles — lots of them.
“I grew up in a very entrepreneurial family. I started my first business at 14 — jailbreaking iPhones — then I sold GoPro accessories at 16. But I realised it took a lot of my time to make money, then I came across investing and I was like this is a cool way to earn money on the side without having to physically do any work.”
He bought his first stock at 17. Now, ten years later, he’s grown that into a full halal investment portfolio — and is teaching others how to do the same.
One of the biggest things holding Muslims back from investing, according to Muhammad, is mindset.
“They don’t think they can be rich or grow their wealth and still be a good Muslim. That’s a big misconception… Money has helped grow the Ummah and support dawah.”
Another myth? That you need a lot of cash to start.
“The reality is you can start with just a dollar. Even if it’s $5 or $10 a week”
The only thing that matters is building the habit and doing it consistently.
So where do you even start? For Muhammad, it begins with building a strong foundation.
“Assuming you don’t have any debt, the first thing is having an emergency fund — three months’ worth of expenses in cash. That way, if your car breaks down or you lose your job, you’re not dipping into your investments.”
It’s advice that’s simple, doable, and crucial for long-term stability.
Even with over 120k followers and years in this space, Muhammad still gets excited every day.
“I really enjoy talking about investing and making money in a halal way. And I love helping Muslims who have no idea where to start — giving them real steps to grow their wealth. Times are tough, and if I can do something to make life better for someone, that’s what really excites me.”
Muhammad Lambat’s story is proof that you don’t have to choose between dunya and deen when it comes to money. Halal investing isn’t just possible — it’s powerful, practical, and more accessible than many of us think.
Whether you’re trying to escape paycheck-to-paycheck living, save for the future, or support your family in a better way, you’ve got options. You just need to take that first step — and maybe follow someone like @MuslimInvesting to guide the way.
🟢 Watch the full interview on our YouTube channel
🟢 Join the convo on Instagram @MuslimInvesting and @Salaamoneapp
🟢 Start your halal finance journey — no guilt, just guidance